AUTO COVERAGE Whatever you drive, you have a lot riding on those wheels: your loved ones and your peace of mind. Choosing the right auto insurance can help protect you from the risks of the road. At IPN, we'll work with you from the start to help protect you wherever you go. Car Insurance Tailored To Fit Your Needs Your car insurance policy can cover:
Bodily injury liability
Property damage liability
Injuries caused by uninsured/underinsured motorists
Medical payments
Comprehensive damage from events like fire and theft
Collisions with other vehicles and objects
You can also add Rental Reimbursement Coverage, New Car Replacement Coverage, Roadside Assistance Coverage, Loan or Lease Gap Coverage, and more. Money Saving Discounts In addition to our competitive insurance rates, you may be eligible for money-saving discounts including multi-car, safe driver, and good payer. Additionally, customers who have an auto, home, and additional policies with IPN can see additional savings on their auto policy. With so many discounts there are so many ways you could save! Great Coverage with our Optional Packages Our carriers offer numerous packages designed to meet your individual needs and enhance your peace of mind. Here are some of the options available:
Responsible Driver Programs - In addition to accident and minor violation forgiveness, your deductible decreases if you remain accident-free! For 6-month policies, your deductible decreases $50 per term. For 12-month policies, your deductible decreases $100 per term. Plus, if your car ever does get totaled, your deductible is waived.
Roadside Assistance - This package includes towing service up to 100 miles, complete roadside care for flat tires, jump starts or lockouts, $500 of coverage for your personal possessions damaged or stolen in a covered loss, and up to $600 to cover food, lodging, or alternative transportation if your breakdown occurs over 100 miles from home and your car is out of commission for at least 24 hours.
New Car Replacement - Protect your new car for 3, even up to 5 years – 2 years longer than many insurance policies. And this package can pay to replace your totaled car with a new one.